These Terms of Service (“Terms”) govern your use of the products, services, content and functionality (“Services”) provided by Money Milestones, LLC (“Money Milestones,” “we,” “us,” “our”) through our website, mobile applications, and other platforms (the “Website”).
Please read the Terms carefully before you start to use the Services or Website. By accessing or using our Services or Website, you agree to be bound by these Terms, whether as a guest or a registered user. If you do not agree to these Terms, you must not use our Services or access the Website.
The Services are for your personal, non-commercial use. With your purchase, we grant you a limited, non-exclusive, non-transferable license to access and use the Services for that purpose.
You may not use the Services for public performances or commercial exploitation.
You must comply with all applicable local, state, national, and international laws.3. Registration, Accounts, and Security.
You may be required to register to access certain features. You agree to provide accurate, current, and complete information.
You are responsible for maintaining the confidentiality of your account and password and for all activities under your account. Except in the case of a shared account, you agree not to disclose your username, password or other such information used in security procedures to any other person or entity and you agree not to provide any other person with access to the Services or Website using your username, password, or other security information. You agree to notify us immediately of any unauthorized use or any other breach of security.
We have the right to disable any username, password, or other identifier, whether chosen by you or provided by us, at anytime in our sole discretion for any or nor reason, including, if, in our opinion, you have violated any provision of these Terms.
You agree to ensure that you exit from your account at the end of each session. You should use particular caution when accessing your account form a public or shared computer so that others are not able to view or record your password or other personal information.
Shared accounts: You are responsible for any activity through your shared account, including use by household members.
All content, features, functionality(including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection and arrangement thereof), rights associated with the Services and Website are owned by Money Milestones, its licensors, or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property rights laws . No right, title, or interest in or to the Services or Website or content provided thereon is transferred to you, and all rights not expressly granted are reserved by Money Milestones. Any use of the Services or Website not expressly permitted by these Terms is a breach of these Terms and may violate copyright, trademark or other law.
You retain rights to materials you submit, create or share (“User Content”) via the Website, but grant Money Milestones and our affiliates and service providers, and each of their and our respective licensees, successors, and assigns, the right to use, reproduce, modify, perform, display, distribute, and otherwise disclose to third parties any such material for any purpose. You represent and warrant that you own and control all rights in and to the User Content and have the right to grant the license granted above to us and our affiliates and service providers, and each of their and our respective licensees, successors, and assigns. You understand and acknowledge that you are responsible for any User Content you submit, and you, not Money Milestones, have full responsibility for such content, including its legality, reliability, accuracy, and appropriateness. We are not responsible or liable to any third party for the content or accuracy of any User Content submitted or posted by you or any other user of the Website. We have the right to disclose your identity or other information about you to any third party who claims that material submitted or posted by you violates their rights, including their intellectual property rights or their right to privacy and the right to cooperate fully with any law enforcement authorities or court order requesting or directing us to disclose the identity or other information of anyone submitting any materials on or through the Website. You waive and hold harmless the company and its affiliates, licensees, and service providers from any claims resulting from any action taken by Money Milestones and any of the foregoing parties during, or taken as a consequence of, investigations by either the company or law enforcement authorities.
These Terms permit you to use the Services and Website for your personal, non-commercial use only. You must not copy, modify, distribute, create derivative works, publicly perform, republish, download, store, or transmit any of the material from any part of the Services or Website without written permission, except as follows:
a. Your computer may temporarily store copies of such materials in RAM incidental to your accessing and viewing those materials.
b. You may store files that are automatically cached by your Web browser for display enhancement purposes.
c. You may print or download one copy of a reasonable number of pages of the Website for your own personal, non-commercial use and not for further reproduction, publication, or distribution.
d. If we provide desktop, mobile, or other applications for download, you may download a single copy to your computer or mobile device solely for your own personal, non-commercial use, provided you agree to be bound by our end user license agreement for such applications if applicable.
You must not:
a. Modify copies of any materials from the Website or Services.
b. Use any illustrations, photographs, video or audio sequences, or any graphics separately from the accompanying text.
c. Delete or alter any copyright, trademark, or other proprietary rights notices from copies of materials from this site.
d. Access or use for any commercial purposes any part of the Services or Website or any services or materials available through the Services or Website. You agree that you will not (a) rent, lease, loan or sell access to the Services or Website to any third party or (b) reverse engineer or access the Services or Website in order to (i) build a competitive product or service, (ii) build a product using similar ideas, features, functions or graphics of the Services or Website, or(iii) copy any ideas, features functions or graphics of the Services or Website If you print, copy, modify, download or otherwise use or provide any person with access to any part of the Services or Website in breach of these Terms, your right to use the Services and Website will stop immediately and you must, at our option, return or destroy any copies of the materials you have made.
The Money Milestones name and all related names, logos, product and service names, designs, and slogans are trademarks of Money Milestones or its affiliates or licensors. You must not use such marks without the prior written permission of Money Milestones. All other names, logos, product and service names, designs, and slogans on this Website are the trademarks of their respective owner.
The Services may provide access to third-party websites, software (including Savology), or resources. Money Milestones is not responsible for the accuracy, reliability, or availability of third-party content or services. Dealings with third parties are solely between you and the third party. Links to other sites and resources provided by third parties (including links contained in advertisements, including banner advertisements and sponsored links) are provided for your convenience only. We have no control over the contents of those sites or resources and accept no responsibility for them or for any loss or damage that may arise from your use of them.
We strongly encourage you to carefully review the privacy policy and terms and conditions of each third-party service before providing any personal or financial information. Money Milestones has no control over the data you provide to third parties, nor how those third parties use, store, or share your data. Your interactions with third-party services are at your own risk, and you should ensure you understand their practices before proceeding.
Specifically, the Savology system is a separate service owned and operated by Savology, Inc. Your use of Savology is governed by the terms and conditions of Savology, Inc. Before using Savology’s services, please review their terms at https://savology.com.
You agree not to use the Services or Website to:
a. Violate any law or regulation.
b. Infringe intellectual property or privacy rights.
c. Upload harmful, unlawful, or objectionable content.
d. Impersonate others or misrepresent your affiliation.
e. Engage in unauthorized advertising or commercial activities.
Additionally, you agree not to:
a. Use the Website in any manner that could disable, overburden, damage, or impair the site or interfere with any other party’s use of the Website.
b. Use any robot, spider, or other automatic device, process, or means to access the Website for any purpose, including monitoring or copying any of the material on the Website.
c. Use any manual process to monitor or copy any of the material on the Website, or for any other purpose not expressly authorized in these Terms, without our prior written consent.
d. Use any device, software, or routine that interferes with the proper working of the Website.
e. Introduce any viruses, Trojan horses, worms, logic bombs, or other material that is malicious or technologically harmful.
f. Attempt to gain unauthorized access to, interfere with, damage or disrupt any parts of the Website, the server on which the Website is stored, or any server, computer, or database connected to the Website.
g. Attack the Website via a denial-of-service attack or a distributed denial-of-service attack.
h. Otherwise attempt to interfere with the proper working of the Website.
To the fullest extent permitted by law, you agree to indemnify and hold harmless Money Milestones, its affiliates, licensors, and service providers, and our and their respective officers, directors, employees, contractors, licensors, suppliers, successors, assigns and agents from and against any claims, liabilities, damages, judgments, awards, losses, costs, fees (including reasonable attorneys’ fees) or expenses arising from your use of the Services or Website or violation of these Terms, including any claims arising from the User Content.
The Services are provided “as is” and “as available.” Money Milestones disclaims all warranties, express or implied, including merchantability, fitness for a particular purpose, and non-infringement. We do not guarantee that the Services will be uninterrupted, error-free, or meet your expectations. You understand that we cannot and do not guarantee or warrant that files available for downloading from the internet or Website will be free of viruses or other destructive code. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for anti-virus protection and accuracy of data input and output, and for the maintaining a means external to our site for any reconstruction of any lost data. TO THEFULLEST EXTENT PROVIDED BY LAW, WE WILL NOT BE LIABLE FOR ANY LOSS OR DAMAGECAUSED BY A DISTRIBUTED DENIAL-OF-SERVICE ATTACK, VIRUSES, OR OTHERTECHNOLOGICALLY HARMFUL MATERIAL THAT MAY INFECT YOUR COMPUTER EQUIPMENT,COMPUTER PROGRAMS, DATA, OR OTHER PROPRIETARY MATERIAL DUE TO YOUR USE OF THEWEBSITE OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE OR YOURDOWNLOADING OF ANY MATERIAL POSTED ON IT, OR ON ANY WEBSITE LINKED TO IT.
YOUR USE OF THE SERVICES, WEBSITE, ITSCONTENT, AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE IS AT YOUR OWNRISK. THE WEBSITE, ITS CONTENT, AND ANY SERVICES OR ITEMS OBTAINED THROUGH THEWEBSITE ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE"BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. NEITHERMONEY MILESTONES NOR ANY PERSON ASSOCIATED WITH MONEY MILESTONES MAKES ANYWARRANTY OR REPRESENTATION WITH RESPECT TO THE COMPLETENESS, SECURITY, RELIABILITY, QUALITY, ACCURACY, OR AVAILABILITY OF THE WEBSITE. WITHOUTLIMITING THE FOREGOING, NEITHER MONEY MILESTONES NOR ANYONE ASSOCIATED WITHMONEY MILESTONES REPRESENTS OR WARRANTS THAT THE SERVICES, WEBSITE, ITSCONTENT, OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE WILL BE ACCURATE,RELIABLE, ERROR-FREE, OR UNINTERRUPTED, THAT DEFECTS WILL BE CORRECTED, THATOUR SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHERHARMFUL COMPONENTS, OR THAT THE WEBSITE OR ANY SERVICES OR ITEMS OBTAINEDTHROUGH THE WEBSITE WILL OTHERWISE MEET YOUR NEEDS OR EXPECTATIONS.
TO THE FULLEST EXTENT PROVIDED BY LAW, THECOMPANY HEREBY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS ORIMPLIED, STATUTORY, OR OTHERWISE, INCLUDING BUT NOT LIMITED TO ANY WARRANTIESOF MERCHANTABILITY, NON-INFRINGEMENT, AND FITNESS FOR PARTICULAR PURPOSE.
THE FOREGOING DOES NOT AFFECT ANY WARRANTIESTHAT CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.
Money Milestones offers its Services as general education only. We do not provide financial, investment, or legal advice. While we make significant efforts to provide high-quality and current content, we cannot guarantee that all content is up-to-date, accurate, or appropriate for your specific situation. Before making any financial, investment, or legal decisions, you should seek the advice of qualified financial and legal professionals. Your use of the Services and any actions you take based on our content are at your own risk. We disclaim all liability and responsibility arising from any reliance placed on such materials by you or any other visitor to the Website or user of the Services, or by anyone who may be informed of any of its contents.
None of Money Milestones, its affiliates, nor their respective licensors, service providers, employees, agents, officers, nor directors will be liable for any indirect, incidental, special, consequential, or exemplary damages, including loss of profits, goodwill, or data, even if advised of the possibility of such damages.
To the fullest extent provided by law, in no event will the collective liability of Money Milestones, its affiliates, and their respective licensors, service providers, employees, agents, officers, and directors (regardless of the form of action, whether in contract, tort, or otherwise), exceed the amount you have paid to Money Milestones for the Services in the last six (6) months, or $100, whichever is greater.
Payments are nonrefundable except as required by law or as expressly stated in these Terms. You may cancel your subscription at anytime, but no refunds or credits will be issued for partially used periods.
If you have selected a subscription plan with a minimum term commitment (for example, a 12-month subscription) but are paying on a monthly basis, and you choose to terminate your subscription before the end of the minimum term, you will be charged immediately for the remaining monthly payments due under your subscription. This charge will be processed at the time of early termination, and your access to the Services will continue until the end of the minimum term, unless otherwise specified.
Money Milestones may suspend or terminate your account or access to the Services at any time, for any reason, including violation of these Terms. Upon termination, your right to use the Services will cease immediately.
You are solely responsible for your interactions with other users. Money Milestones is not liable for disputes between users but may intervene at its discretion.
The Terms of Service and any disputes arising out of or relating to your use of the Services or these Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law principles. You agree that any legal action or proceeding relating to these Terms or your use of the Services shall be brought exclusively in the state or federal courts located within the State of New York, and you hereby consent to the personal jurisdiction of such courts.
These Terms constitute the entire agreement between you and Money Milestones regarding your use of the Services.
Notices may be sent to you via email or regular mail.
To the maximum extent permitted by law, if any provision of these Terms is found to be invalid, illegal, or unenforceable, such provision shall be enforced to the fullest extent possible and the remaining provisions will remain in full force and effect. The headings in these Terms are for convenience only and do not affect interpretation. No waiver of any provision shall be deemed a further or continuing waiver of such provision or any other provision. These Terms shall be interpreted to give effect to their intent and purpose, consistent with applicable law.
Money Milestones, LLC reserves the right to amend, modify, or update these Terms of Service at any time, to the maximum extent permitted by law. We may notify you of changes by sending an email to the email address associated with your account or by posting the updated Terms on our website. You agree that either notification method is sufficient and constitutes effective notice. Your continued use of the Services after such changes become effective constitutes your acceptance of the amended Terms. You are expected to check this page from time to time so that you are aware of any changes, as they are binding on you.
Please contact us at:
Mail: Money Milestones LLC, 31 Lewis St, Suite401, Binghamton, NY 13901
Email: info@mym2plan.com
Or through our help desk for any questions or concerns about these Terms or Services.